TERMS OF USE

Effective Date: 07 April 2025

---

1. Acceptance of Terms

By accessing or using GoldRates.com (the "Website"), you agree to these Terms of Use and all applicable laws and regulations. If you do not agree with any part of these Terms, you must not use the Website.

2. Use of Website

You agree to use the Website only for lawful purposes and in accordance with these Terms. You may not use the Website:

• In any way that violates any applicable law or regulation.
• To exploit, harm, or attempt to exploit or harm others.
• To transmit any advertising or promotional material without our prior written consent.

3. Account Registration

Certain features may require account registration. You agree to provide accurate and complete information and to maintain the confidentiality of your login credentials. You are responsible for all activities that occur under your account.

4. Intellectual Property

All intellectual property rights—including, without limitation, trademarks, service marks, trade names, copyrights, and other rights—appearing on the Website or within any of its services remain the sole property of GoldRates.com or its licensors.

All content provided on the Website is proprietary and confidential. Accessing the Website does not grant you ownership rights. You may not copy, reproduce, republish, store, retransmit, modify, distribute, display, create derivative works from, reverse engineer, disassemble, or attempt to access the source code unless expressly permitted by GoldRates.com.

By submitting user-generated content, you grant GoldRates.com a worldwide, non-exclusive, sublicensable, assignable, royalty-free, perpetual, and irrevocable license to use, reproduce, distribute, display, and create derivative works from your content. You waive all rights to confidentiality or attribution in relation to such submissions.

Content submitted for publication, including guest commentary or opinions, becomes the exclusive property of GoldRates.com. By submitting, you irrevocably assign all associated rights.

5. Links to and from Third-Party Websites

The Website may contain links to third-party websites ("Linked Sites") for your convenience. GoldRates.com does not control or endorse these sites and is not responsible for their content, availability, or practices. Use of such Linked Sites is at your own risk and subject to their respective terms.

You may not link to this Website without prior written permission. Approved links must not suggest any endorsement, association, or affiliation with GoldRates.com unless explicitly agreed upon. We reserve the right to request the removal of any link at our sole discretion.

6. Viral Content Distribution

GoldRates.com may grant you written permission to share specific content through “Viral Distribution” for personal, non-commercial use. This may include:

• Sharing materials with acquaintances at no cost
• Posting excerpts (up to 75 words) with a link back to the Website on platforms that allow user-generated content and are not behind paywalls or ad-supported

You may not:

• Use logos or trademarks without permission
• Misrepresent any affiliation with GoldRates.com
• Post excerpts in contexts that are offensive or misleading
• Repost full articles, especially Premium content

GoldRates.com reserves the right to revoke sharing permissions at any time.

7. Downloads, Software and Applications

GoldRates.com may offer downloadable tools or software ("Downloaded Services"). These are protected by copyright and owned by GoldRates.com or its affiliates.

You are granted a personal, limited, non-exclusive, and revocable license to use these services for non-commercial purposes only. You may not modify, redistribute, copy, or reverse engineer any of the Downloaded Services.

You assume all risk in downloading or using such content. GoldRates.com is not liable for any resulting issues or damages.

8. Modifications

GoldRates.com reserves the right to update or modify these Terms at any time. Changes take effect immediately upon posting to the Website. Continued use of the Website after updates constitutes acceptance of the revised Terms.

We also reserve the right to amend or remove any content, services, or features without notice.

9. Advertising and Third-Party Content

The Website may display advertisements or third-party content. Responsibility for accuracy and compliance with laws lies solely with the respective advertisers or content providers. GoldRates.com is not liable for any issues arising from third-party materials.

10. Applicable Law and Jurisdiction

These Terms shall be governed by and construed under the laws of Dubai, United Arab Emirates. Any disputes shall be subject to the exclusive jurisdiction of the courts of Dubai.

11. Language

These Terms and any associated documents are provided in English.

12. Privacy Policy

Your use of the Website is also governed by our Privacy Policy. Please review it for more information on how we handle your data.

---

If you have any questions or concerns about these Terms, please contact us at info@goldrates.com.